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Your Custody, Your Way: Introducing the New AnchorWatch Vaults, Pricing, and Insurance

New vaults, optional Lloyd's of London insurance, COLDCARD support, and more. AnchorWatch custody just got a major upgrade.

AnchorWatch

February 25, 2026

Every Bitcoin holder has made the same uncomfortable calculation.

What happens to your Bitcoin if you lose a key, get hit by a bus, or your house burns down with your signing devices inside? AnchorWatch has always had the answer. Today, we are launching new and better ways to protect you.

Our expanded custody platform puts you in control of every decision: which type of vault you use, how many keys you hold, what hardware you choose for a signing device, and how much is an insurance coverage at all.

No compromises. No one-size-fits-all. 

Your custody, your way.

Three Vaults. You Pick the One That Fits.

Every AnchorWatch vault runs on the Trident Vault architecture. Trident enforces your spending conditions, recovery paths, and governance rules directly on-chain using Bitcoin itself. No trust assumptions. No custodial black boxes.

What changes between vaults is not security. It is how control is distributed.

Flagship 1-Key Vault: For the Individual Who Wants It Simple

This vault is for you if: you want direct self-custody, you hold your own key on your own device, and you do not want to coordinate key management with anyone else.

You hold one signing device. AnchorWatch holds recovery keys. Built-in inheritance and recovery planning, so your Bitcoin is never lost if something happens to you. Add insurance if you want it, or skip it entirely.

One key. One device. Full control. Recovery that actually works.

Flagship 1-Key Vault Configuraton

Flagship 3-Key Vault: For Companies, Families, and Trusts

This vault is for you if: you want shared control, redundancy, or you are managing Bitcoin across multiple people or entities.

Multiple signing keys eliminate single points of failure. Ideal for families coordinating estate plans, businesses managing treasury, or trusts requiring distributed authority. Insurance is optional per vault, so you can cover some holdings and not others.

No single person can move your funds alone. That is the point.

Flagship 3-Key Vault Configuration

Multi-Institution Custody (MIC) Vault: For Those Who Want Institutional-Grade Security Without Holding Keys

This vault is for you if: you want the security of institutional custody, but you do not want a single custodian's employees to have full control over your Bitcoin.

Built on AnchorWatch's Trident Vault platform, the MIC Vault distributes keys across three independent institutions (AnchorWatch, BitGo, CoinCorner) in a 2-of-3 multi-signature arrangement. No single institution can move your funds. Only you can initiate transactions, and you never touch a signing device. Optional Lloyd's of London insurance.

MIC Vaults are in active development and will launch in a future release. If this is the vault for you, reach out now to get on the list.

MIC Vault Configuration

Insurance on Your Terms

Every AnchorWatch vault, across all three vault types, offers optional insurance. 

Coverage is 100% underwritten by Lloyd's of London, the oldest and most trusted insurer in the world. AnchorWatch is an authorized Lloyd's of London Coverholder, one of only two in the world authorized to write crypto-related policies for both commercial and retail customers. Lloyd’s of London is A+ rated by AM Best.

Here is how it works:

Choose your coverage. Choose from no insurance all the way up to full coverage from $250,000 up to $100 million per vault for individuals and small businesses, and $350 million for enterprise clients.

Insure per vault. If you run multiple vaults, each one gets its own policy. Different strategies, different coverage levels. Total flexibility.

Adjust as you go. Coverage can be increased or decreased during the year as your balance, strategy, or risk tolerance changes.

AnchorWatch vaults are engineered to protect against most threats. But some risks are beyond what any technology can eliminate: fires, floods, coercion, and collusion. AnchorWatch can you insure against those too.

You Asked for COLDCARD. We Listened.

Due to overwhelming demand from our customers, AnchorWatch vaults now support COLDCARD signing devices. Choose between the COLDCARD Q and Mk4 for your Flagship 1-Key or 3-Key Vault.

Already have a Ledger? The Ledger Nano S Plus remains fully supported.

Qualified Custody on the Immediate Roadmap.

For advisors, fiduciaries, institutions, and high-net-worth individuals who require a Qualified Custodian, AnchorWatch is building exactly that. MIC Vaults will be available with Qualified Custody status this summer, giving regulated entities and individuals a way to hold Bitcoin in full compliance with custody rules while benefiting from the same Trident Vault architecture and optional Lloyd's of London insurance.

Clear, Transparent Pricing

Custody and insurance are priced separately, so you always know what you are paying for.

Custody:

  • Flagship 1-Key & 3-Key Vaults: 0.02%/month ($100/mo min)
  • MIC Vaults: 0.03%/month ($150/mo min)

Fees are based on the average USD value of assets held in the vault during the month, billed at month-end.

Insurance

  • Averages ~$6K per $1M of coverage per year

No bundling. No surprises.

Start With a Conversation

Every person's custody needs are different. That is the whole point of what we have built.

Whether you are securing personal wealth, structuring a trust, protecting a business treasury, or planning for the day you are no longer around, we will help you design a vault that fits.

Visit anchorwatch.com or email hello@anchorwatch.com to schedule a consultation.

All vaults are available for individuals, trusts, and businesses. If you are outside the United States, custody is available globally. Insurance is currently available for U.S.-based customers.

Contact Us

Always here to help

To request general assistance, you should contact AnchorWatch Inc, at: